Sisters, Sunriver and Bend Oregon real estate listings, home buying, selling and relocation information

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For Sellers: Sisters, Sunriver and Bend Oregon home buying, real estate listings, and homes for sale in Deschutes County, OR

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Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Q	What trendy and highly unusual hotel must be totally rebuilt every year?
A	Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter.
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Debbie Tebbs, REALTORŽ, real estate agents and broker for Sisters, Sunriver and Bend Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Cushman & Tebbs Sotheby's International Realty
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
650 SW Bond St. Suite 100
Bend, OR. 97702
Toll Free: 800-382-7690
Direct: 541-383-7600
Fax: 541-383-3940
Email: info@sothebysrealty.com
Sothebys International RealtyŽ brokers have a long history of exceeding the expectations of the worlds most discerning buyers. Since the founding of the Sothebys auction house in 1744, the Sothebys name has earned renown as a marketer of the worlds most valuable and prestigious possessions. The tools and techniques the Sothebys International RealtyŽ brokers have developed to successfully sell grand estates are equally effective for selling fine properties in all price ranges. Sothebys International RealtyŽ brokers have been involved in many record-setting and historic real estate transactions. Our brokers have years of experience in the Central Oregon area. We are proud to be affiliated with our markets top producers. We currently list over $50,000,000 in regional properties at an average price of $1,065,864 and produce an average of $92,000,000 in dollar volume sales each year. Cushman & Tebbs is not only separated by our people and our Sothebys International RealtyŽ affiliation, but is unique in offering the marketing tools presented in the following pages to our clients.

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